When you have heavy loads to haul or equipment to move, you need a heavy duty vehicle that can keep up. However, getting truck loans straight from the dealership won’t always get you the best terms and rates available. In fact, you might end up spending much more than you need to!
When you work with Jefferson Bank & Trust for your truck loans, you get a more attentive level of service from your lender. Unlike most of the lenders that your truck dealership will refer you to, we service our truck loans from the day that you borrow them until you finish paying them off.
Whether you need a truck loan for a pickup truck for home and personal use, a freight truck for your business, a tractor-trailer to become an owner-operator, or a fleet of trucks for your business, we can provide you with the guidance that you need to make the right decisions.
To learn more about our truck loans or to start a loan application, call us at 314-621-0100, come by one of our banks in St. Louis, or use our convenient online form on our website to apply for a loan. We respond to all loan applications quickly to get you the truck of your dreams quickly.
Get the Best Rate On Truck Loans from Our St. Louis Bank
When purchasing a new truck, many people assume that the dealership is their only option for obtaining financing for truck loans. However, turning to a local bank, such as Jefferson Bank & Trust offers a variety of opportunities over truck loans offered by the traditional dealers and lenders.
Our truck loans allow you to:
- Shop Prepared: By applying for a financing before you shop for your truck, you will know exactly how much you can spend and what you can afford. This can help guide you as you begin the difficult truck buying process.
- Get Better Rates: When financing truck loans through the dealer, the financing company sees only a small snapshot of your finances to make their decision. At Jefferson Bank, we have a more complete view of our customer’s financial situation and can help them get the best rates on truck loans.
- Save Money on Your Purchase: Often times when you walk in to a dealer pre-approved for a truck loan for a given amount, this shows the dealer that you are a serious buyer. It also helps you negotiate a better deal as you can show that you are already approved for a loan.
- Broaden Your Search: When buying trucks you are often forced to shop at dealers who will give you the financing you need. However, our independent truck loans allow you to purchase from any dealer, thus broadening the options available to you.
Learn More About Our Truck Loans from Jefferson Bank in St. Louis
To find out the details about our truck loans or to start a loan application, call us at 314-621-0100 or use our convenient contact form on our website. We respond to all loan applications quickly. Let us show you why we are a step above the other banks in St. Louis when it comes to financing your truck loans.