Are you looking for additional financing to take advantage of new investment opportunities at low rates? Then you should consider the flexibility and low cost of borrowing investment loans from Jefferson Bank & Trust.
You can set up a line of credit secured by your investments so that you are ready to take advantage of investment opportunities at an amazing interest rate. Many brokerages, index funds, and mutual funds permit an account to be pledged to secure an investment loan.
To set an appointment with a Jefferson Bank loan officer to learn more about what investment loans can do for you, call 314-621-0100 or come by one of our St. Louis bank locations. You can also use our web form to submit additional questions, and we’ll get back to you promptly with personal and professional service.
Why Borrow Investment Loans?
The best reason to establish an investment line of credit is simply that you can secure a lower rate than other types of debt – and a larger loan size – by using this method of borrowing. You can use the line of credit secured by your investment loans to:
- Refinance or consolidate higher interest debts
- Pay for home improvements, vacations, repairs, and more
- Pay for education expenses
- Take care of medical expenses without turning to higher interest debts
- Grow your investment portfolio by leveraging your current portfolio.
Your Jefferson Bank loan officer can walk you through the details.
Using Investment Loans to Pursue Business Opportunities
In some cases, investment loans can be a great way to pursue unique investment opportunities such as partnerships, real estate investments, and other similar ways to realize a greater return than typical investments in the public markets.
Investment loans can also be used to finance other investments in a way that’s more tax-advantaged than making withdrawals from deposit accounts and paying income taxes on those. You can also maintain the integrity of your portfolio – still realizing capital gains, dividends, and other benefits — without withdrawing money to meet short-term requirements.
This provides some incredible financial flexibility of which you wouldn’t otherwise be able to take advantage of. It also means that you can qualify for more substantial loans at better rates than by borrowing unsecured loans or lines of credit.
Borrowing against investments can be complicated. That’s why it’s best to work with one of the expert loan officers at Jefferson Bank & Trust before you decide what course of action to take.
Call us at 314-621-0100 and we’ll help you work out the details of your investment loans. We’re familiar with the relevant laws and regulations as well as educating you about the potential risks. We provide fast responses to all applications for investment loans.
If you have further questions or would like to learn more, send us a message through our web contact form or come by one of our St. Louis bank locations.