Jefferson Bank and Trust offers cashier’s checks for your convenience and security.
These checks can be convenient and inexpensive ways to transfer payments, especially for those that just need one check to make a payment. However, keep in mind there are fees associated with cashier’s checks.
Cashier’s checks are a great tool to use if you need to be able to pay someone with a check but don’t typically use them or to pay someone that requires payment by cashier’s check. Stop payments cannot be placed on a cashier’s check so a surety bond may be required if one is lost or stolen.
To get cashier’s checks, contact one of our banks in St. Louis today at 314-621-0100 for more information or stop by one of our locations.
The Benefits of Cashier’s Checks
Unlike typical paper checks, cashier’s checks are made out in print with a certain amount written on them. Further, because it comes directly from Jefferson Bank, we certify that there’s enough money in the account to cover the cost.
This provides people with an added guarantee of security that isn’t present in a standard paper check. A cashier’s check can’t bounce. The bank withdraws the funds from its own reserves to provide for the transfer and takes the money instantly out of your account.
The main reasons why some people or businesses ask for a cashier’s check is because they want additional security or want to make sure that they will be paid in a timely fashion.
Another reason some people use cashier’s checks is to avoid needing to regularly order checkbooks. If you only have to write a few checks every year, just using a cashier’s check instead can save you some time and money ordering new checkbooks.
Visit One of Our Banks in St. Louis for your Cashier’s Checks
To get cashier’s checks, you can visit our bank in St. Louis or call us at 314-621-0100 for more information.