Are you looking for auto loans that give you a fair deal? Are you tired of lenders who provide car loans that treat you as just another source of regular payments?
At Jefferson Bank, we provide car loans at excellent rates and provide uncommonly fast responses to loan applications. Unlike most other car loan providers, we provide high quality personalized service. The same person who works with you when you borrow your car loan will be there for you at the end of your loan term.
Jefferson Bank car loans will get you behind the wheel of a car, truck, or van in no time. Whether you’re in the market for something new or a quality used car, we’ll customize a loan and payment option that fits your budget. With fixed term car loans, you’ll know exactly how your loan payments fit into your budget. You can pay your car loans through automatic deduction, at the bank in-person, through the mail, or with online banking.
When it comes to your car loan needs, we’re one of the best banks in St. Louis. For more information, you can get in touch with us at 314-621-0100 or through our convenient online contact form.
Getting the Most from Your Car Loans
What’s the best way to structure your car loans?
That depends on some important individual factors:
- The make, model, and year of the car you plan to buy: Different cars are likely to last for different lengths of time with good maintenance. If you expect to have the car for a longer period of time and anticipate that it will hold its value better, this will impact the optimal structure of your car loan. As a result, it’s often possible to get better terms on new car loans than it is for used car loans. The reason for this is that the newer the car is, the longer it will usually maintain its resale value.
- How much you have available for a down payment: The larger the down payment you put down your new car purchase, the better terms we will be able to extend to you for your auto loan.
- Your personal credit score: The better your credit, the less you’ll need to put down on car loans, and the better the terms you’ll get. Unlike many other banks that extend exploitative terms on bad credit auto loans, we aim to structure our loans so that they match the best interests of the borrower.
We understand how important it is that you get a car that you love driving. When you walk into the dealership already pre-approved for a car loan from Jefferson Bank, you can often get discounts and other advantages that other borrowers aren’t going to qualify for. At Jefferson Bank, we’re big on getting you the best deals possible for your car loans.
To find out more about how Jefferson Bank can get you the best rates on car loans, give us a call at 314-621-0100 or reach out using our online contact form. We’d love to show you why we are consistently one of the best banks in St. Louis for new and used car loans and more.