About Our St. Louis Business Loans

Are you a small business owner in St. Louis? Do you need to establish a line of credit to cover operational expenses? Do you need business loans to fund the purchase of new equipment?

Jefferson Bank and Trust is big on small business! If you need business loans, to take your business to the next level, we want to help you get there.

We make loan decisions locally. What that means for you is that decisions on business loans come back quickly.

St. Louis Small Business Loans

Our network of relationships and knowledge of the St. Louis business community also provides us with plenty of past performance to consider, so we look at more than just your business credit rating when we make decisions on business loans.

Whether you need to establish a line of credit for operational expenses, to secure funding for acquiring new equipment, or to fund a new advertising campaign, you can count on Jefferson Bank for exceptional service.

Our specially trained loan officers take great pride in assisting small businesses and watching them grow into established firms. Our loan officers also specialize in propelling medium-sized firms to the next stage of growth. Our track record of success in business loans comes directly from Jefferson Bank’s ability to provide commercial customers with the customized financing essential to the continued success of the St. Louis business community.

If you’re ready to speak with a loan officer about our business loans and why we are the clear choice over other banks in St. Louis, call us at 314-621-0100.

Experience the Difference of a Dedicated Loan Officer

Unlike many other St. Louis banks that have high employee turnover, we make building long-term working relationships with our customers a priority. When you borrow business loans from us, you can expect to work with the same loan officer for years – or even decades.

Our focus on fiscally sound business loans means that we rely on making them to build our business as well as yours. We’re not just loan originators who sell business loans to other banks for quick profits.

Since the bank’s founding 125 years ago, our mission has been to grow the prosperity of the St. Louis community – one successful customer at a time. We know that we can only succeed when the business loans that you borrow from us work out for your business. When you succeed, we succeed also.

The Importance of Business Loans for Small Businesses

Apply for Business Loans in St. Louis

Many novice small business owners avoid taking out business loans because of the inherent risk of borrowing. While this can seem prudent, in the long term, it can actually increase the risk of business failure.

Commercial construction loans, a small business line of credit, or other business loans can help your business establish credit and obtain the financing it needs to grow during its early years. Our expert loan officers can help you manage the debt prudently. As you build your business credit, you’ll have more resources available to weather downturns, purchase inventory on credit, build new facilities, expand your workforce, and accomplish other business goals.

To find out more about how our bank in St. Louis can help your business grow, call us at 314-621-0100 to speak with a business loan expert.