Service Charge Challenge: Compare Business Banking Fees & Save

Compare Business Banking Fees & Charges

As the Federal Reserve shows signs of interest rate decreases, we invite you to also look at the fee side of your business banking. Our comparison of Jefferson Bank’s fee schedule for commercial checking versus our peer group has repeatedly shown that given the same level of services used, the cost of business banking is less at Jefferson Bank.

Call or visit one of our St. Louis area branches and allow us to perform a side by side comparison and show you how we can help you save on your business banking fees. We look forward to earning your business!

Request Your Free Comparison

A Guide to Our Business Banking Fees

At Jefferson Bank and Trust, we offer several business checking account options based on the number of transactions and service you need per month. Yet, whichever option you need, we are confident that you will find more affordable business banking fees with Jefferson Bank. Read more below or come by for a personalized side by side analysis of how much you can save on your commercial checking needs with Jefferson Bank.

Free Business Banking for Small Businesses

Business Banking Fees | Save on Fees

We offer a free Community Business Account available to small and local businesses in the St. Louis area that require 250 or less transactions per month. Each check deposited into the account is considered a transaction. This free business checking option is perfect to help small businesses and those just getting started save big on their commercial banking needs.

Affordable Commercial Checking with Low Fees

Our Commercial Checking Business Account is designed for customers who require more than 250 transactions per month. This account features the following benefits:

  • A variable earnings allowance (earnings credit) based on the current monthly average of the 13 week Treasury Bill (0.06% as of December 2021) is applied to the average collected balance in the account less 10% reserve requirement (90% of collected balance in account) to offset service charges.
  • Funds are available for earnings credit on the next business day on all deposited items.

As a result of these benefits, our business banking fees are usually much lower when compared side by side to other St. Louis banks.

Contact Us to Save on Business Banking Fees

How much was the earnings credit on your business account last month? Are the funds from deposited checks available for the earnings credit on the next business day? We would love to perform a free comparison and earn your business.

To find out how much our commercial checking accounts can save on your business banking fees and costs, call any of our St. Louis banking locations today and ask about the Service Charge Challenge or complete the form below so that one of our business banking experts may contact you.

Request Your Free Comparison

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